-
Additional pension with growth guarantee.
A pension plan you can rely on.
- Future-proof investment in euros
- 90% guaranteed payout plus surpluses
- State subsidised
Why more than 10% of the population secures its future with us
Your advantage
- lifelong pension
-
-
With life expectancy historically at it´s highest, our lifelong pension is a real asset. Of course you can also choose to get your pension payed out in one payment when you retire.
-
- investment in euros
-
-
The Euro ranks as one of the most important currencies in business today. Therefore it is a solid choice for your pension!
-
- In safe hands with S-Finance Group
-
-
As a part of the S-Finance Group we build on the experience of one of the biggest financial services providers on the market. With a combined business volume of 3,330 billion euros, the S-Finance Group is the largest financial services provider in Europe.
-
- Flexible investment possibilities
-
-
We offer all common pension plans on the icelandic market today. Wether it is "Séreignarparnaður" (Employer funded pension), "Tilgreind séreign" (investing a part of your mandatory pension in WachstumGarant or your private pension plan - we've got you covered!
-
Did you know?
Iceland´s pension system can only cover up to 73% of your current income when you retire.
That’s why people in Iceland start their own additional pension at the age of 28 on average.
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- You can claim contributions against your income tax within the assessment limit.
- The first payout can begin once you reach 60 years of age and you can choose between a lump-sum settlement and/or a monthly pension for the rest of your life.
- Income tax is paid on payouts.
PDF documents for downloading:
-
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- The first payout can begin once you reach 62 years of age, based on the rules of the pension fund you have selected.
- Income tax is paid on payouts.
PDF documents for downloading:
-
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- Pension insurance that you pay directly (after tax).
- When the contract comes to an end (starting from when you reach 62), you can choose between a one-time payment and/or a lifelong monthly pension.
- When the contract comes to an end, capital gains tax will be paid on the yields.
PDF documents for downloading:
-
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- You can claim contributions against your income tax within the assessment limit.
- The first payout can begin once you reach 60 years of age and you can choose between a lump-sum settlement and/or a monthly pension for the rest of your life.
- Income tax is paid on payouts.
PDF documents for downloading:
-
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- The first payout can begin once you reach 62 years of age, based on the rules of the pension fund you have selected.
- Income tax is paid on payouts.
PDF documents for downloading:
-
- Further product details
-
-
- Minimum contract duration of 12 years.
- Your contributions will be invested in euros with our growth guarantee.
- Pension insurance that you pay directly (after tax).
- When the contract comes to an end (starting from when you reach 62), you can choose between a one-time payment and/or a lifelong monthly pension.
- When the contract comes to an end, capital gains tax will be paid on the yields.
PDF documents for downloading:
-
PM-Premium Makler
PM-Premium Makler GmbH
Garðatorgi 7, 210 Garðabær
Garðatorgi 7, 210 Garðabær
Write to us or give us a call!
(Mon. - Fri. 9 am to 12 noon and 1 pm to 4 pm)
(Mon. - Fri. 9 am to 12 noon and 1 pm to 4 pm)
Get more information on PrivatRente WachstumGarant
- Is my pension plan secure even though I’m participating in the capital market?
-
-
- “A lifelong guaranteed pension that can only go up.” What does this mean?
-
-
- Why does it make sense to invest the pension in euros?
-
-
- Are partial capital withdrawals or contribution exemptions possible?
-
-
- What happens to the paid-in contributions in the event of my death?
-
-